Thursday, November 20, 2008
Running
Anyway running is great. I havnt run for about a year but because of an upcoming fitness test I have been going for lots of runs, anywhere from 2-6km. I really forgot how great it makes you feel while your going and after you finish. Its very very therapudic and lifts your mood alot, especially if your running where there is scenery. Ive got a great spot going around the lake which is never boring and a really solid run, and I have done it at least 5 times over the last week or two. Im feeling much fitter and happier. If your ever feeling a bit flat, I highly recommend getting out and going for a run to totally change your state of mind.
Monday, November 3, 2008
House buying dramas
Anyway im very excited and all that, but jeeze im having issues with what Im entitled to/what im not entitled to in the way of entitlements. Heres my post on propertyinvesting.com forums asking for advice...if anyone happens to be reading that knows anything about this id love to hear from you.
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Hi, Really need some clear advice on my current situation....
I Purchased an investment unit in NSW in 2006, and purchsed an investment property in NSW in 2007. I have never lived in either of these - they are purely IP's and I have not claimed the FHOG or any type of concessions.
I am about to exchange on my first property to live in (my first PPOR) in latham, ACT. I have lived on ADF service accomodation previously. Now my question is, am i entitled to the FHOG AND stamp duty deferral?????
I want to get the stamp duty deferral because then I can afford a 20% deposit and avoid mortgage insurance, and simply pay the stamp duty at a later date. From the people ive asked (mortgage broker, solicitor) I have not yet got a clear answer. I am confused because on the act revenue site (http://www.revenue.act.gov.au) It says this under the eligibility paragraph for the deferred duty scheme.....
To be eligible for the deferred duty scheme:
- the applicant must meet the eligibility criteria for either the relevant Home Buyer Concession Scheme, or the First Home Owner Grant; and
- the property must be priced at or below the upper property threshold under the relevant Home Buyer Concession Scheme; and
- the duty deferred must be $1,000 or greater (DI2007-248).
So, thats fine - I clearly meet criteria 2 and 3...So all i need to do is make sure im eligible for the FHOG right?
Here is the FHOG eligibility criteria...
A first homebuyer, who fulfils the eligibility criteria listed below.
- At least one of the applicants must be an Australian citizen or have permanent residency in Australia. A New Zealand citizen who holds a special category visa under section 32 of the Migration Act 1958 (Cwlth) is considered to be a permanent resident and thus qualifies.
- None of the applicants can have previously owned or currently hold an interest in a home anywhere in Australia.
- Applicants must occupy the home, purchased or built, as their principal place of residence for a continuous period of at least six months, beginning within 1 year of settlement or completion of construction.
- Applicants must be at least 18 years old.
So, criteria 1,3 and 4 - no problem. Now - criteria 2 uses the word "home". I havnt owned a "home", ive only owned IP's. Surely the definition is referring ONLY to a PPOR, not a "house" for other people.
So im pretty sure I am eligible for both of these, if my definitions are correct. Can anyone confirm this and put my mind at ease??
Thanks,
Rohan
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Anyway so thats the situation, the revenue office dont make ANYTHING easy. Will hopefully get all this sorted out this week and exchange on the property. Then settlement should be early dec and the property will be mine....
oh, and if you are looking for somewhere to live in canberra let me know!
Thursday, October 9, 2008
September results and October Goals
Review of September -
Passed
Kinda Passed
Failed
25k hands of 200nl
10k hands of 400nl and finish my current staking deal
played all the hands I wanted, didnt run as good as I hoped though.
Start working on my new uni subject
yep, just finishing my assignment today.
Do my (fucking) tax return
Realised ive gotta do some other stuff before I do my return, like get some depreciation schedules done etc...didnt get around to it.
Finish watching "Mathematics of Holdem" DC Videos and rewatch some FR ones
Was lazy with watching videos and didnt finish the maths videos.
Go see my mortgage broker
Done, now all I need to do is find a suitable house in my price range.
Fitness stuff...
Go to the Gym 8 out of the next 9 days, and 3 times a week from then on.
Kept it up for most of the month, but havnt been for a week or so.
Get a new gym program (because im bored with the old one)
didnt get around to it, but ive been enjoying gym for the most part.
Make sure I eat 3 meals a day and have protein shakes
Still in the cycle of getting up late, and skipping breakfast :(
October goals
finish the september goals
- Do depreciation crap/tax return.
- finish mathematics on holdem DC videos
Play 30k hands overall, not too fussed about the limits, ill just play whatever tables are good.
Review sessions/share hands with friends/2+2
Look for houses to buy
Start using holdem manager/Idleminer
Do Video poker bonuses
Finish my second uni assignment
Go to gym regularly/pass my fitness test
Monday, September 22, 2008
September Progress
Anyway Heres my session. $1600 from 400nl and $320 from 200nl (approx).
Wednesday, September 3, 2008
August Results and September Goals
Passed
Kinda Passed
Failed
Play 10,000 hands of 400nl required for staking.
About 70% of the way through, probably would have finished by now if I had not run crap, but my confidence was hurt so I thought it would be best to sit out of 400nl for a few days.
Increase confidence playing at 400nl.
Getting there, still feel like im playing slightly weak, and im afraid to lose a stack.
Play 25,000 hands of 200nl.
Easy, played about 35,000.
Go to the gym min 3 times a week.
Failed, I was on track at the start of the month but I have a cold which has seen me out of gym action for the last 10 days or so. Feel lazy and unfit, looking forward to hitting it again this month.
See my mortgage broker and start preparing to buy a house.
Kept putting it off and didnt do it.
Finish my current Uni Subject.
Handed in my last 2 assignments and got credits.
Watch more DC videos and actually pay attention.
Passed. I have been taking notes watching the "Ringside" and "Freestylin" vids which is great, I have also been watching the "Mathematics of Holdem" series which has helped my maths game alot.
September Goals
25k hands of 200nl
10k hands of 400nl and finish my current staking deal
Start working on my new uni subject
Do my (fucking) tax return
Finish watching "Mathematics of Holdem" DC Videos and rewatch some FR ones
Go see my mortgage broker
Fitness stuff...
Go to the Gym 8 out of the next 9 days, and 3 times a week from then on.
Get a new gym program (because im bored with the old one)
Make sure I eat 3 meals a day and have protein shakes
gogogogo
Thursday, August 21, 2008
Official biggest pot ever won
Seat 1: Mr.Skuda ($977.80 in chips) | |
Seat 2: mylo1 ($974 in chips) | |
Seat 3: 00oasis00 ($731.40 in chips) | |
Seat 4: debbadegurkn ($381.45 in chips) | |
Seat 5: callu2see ($329 in chips) | |
Seat 6: goravensgo ($539.50 in chips) | |
Seat 7: Faldy ($410.50 in chips) | |
Seat 8: RaiderDuck ($589.50 in chips) | |
Seat 9: freds129 ($394 in chips) | |
Seat 10: Andy1718 ($390 in chips) | |
ANTES/BLINDS mylo1 posts blind ($2), 00oasis00 posts blind ($4). PRE-FLOP debbadegurkn bets $12, callu2see folds, goravensgo folds, Faldy folds, RaiderDuck bets $48, freds129 folds, Andy1718 folds, Mr.Skuda calls $48, mylo1 folds, 00oasis00 folds, debbadegurkn folds. FLOP [board cards: 2C,8D,5S ] RaiderDuck bets $86, Mr.Skuda calls $86. TURN [board cards: 2C,8D,5S,AS ] RaiderDuck checks, Mr.Skuda bets $140, RaiderDuck bets $418, Mr.Skuda bets $703.80 and is all-in, RaiderDuck calls $37.50 and is all-in. RIVER [board cards: 2C,8D,5S,AS,9H ] SHOWDOWN Mr.Skuda shows [ 8C,8S ] RaiderDuck shows [ AC,AD ] Mr.Skuda wins $388.30, RaiderDuck wins $1,194. |
Tuesday, August 5, 2008
August Goals
Play 10,000 hands of 400nl required for staking.
Increase confidence playing at 400nl.
Play 25,000 hands of 200nl.
Go to the gym min 3 times a week.
See my mortgage broker and start preparing to buy a house.
Finish my current Uni Subject.
Watch more DC videos and actually pay attention.